Friday, July 24, 2009


I got this email from an officemate, I was touched by it and want to share it with you all!

To realize
The value of a sister
Ask someone
Who doesn't have one.

To realize
The value of ten years:
Ask a newly
Divorced couple.

To realize
The value of four years:
Ask a graduate.

To realize
The value of one year:
Ask a student who
Has failed a final exam.

To realize
The value of nine months:
Ask a mother who gave birth to a still born.

To realize
The value of one month:

Ask a mother
who has given birth to
A premature baby.

To realize
The value of one week:
Ask an editor of a weekly newspaper.

To realize
The value of one hour:
Ask the lovers who are waiting to Meet.

To realize
The value of one minute:
Ask a person
Who has missed the train, bus or plane.

To realize
The value of one-second:
Ask a person
Who has survived an accident...

To realize
The value of one millisecond:
Ask the person who has won a silver medal in the Olympics

Time waits for no one.

Treasure every moment you have.
You will treasure it even more when
You can share it with someone special.

To realize the value of a friend:
Lose one.

The origin of this letter is unknown,
But it brings good luck to everyone who passes it on.

Do not keep this letter.

Forward it to friends to whom you wish good luck

Peace love and prosperity to all.

How true it is!

We will never realize the value of something until we lose it!

Like a friend,

A loved one,

A family member.

Well, it also applies to material things!

We'll never know how lucky we are having the things we have unless we experience a life without it.

When I was younger, I would hear the elders say that "Hindi mo malalaman ang importansya ng pera kung hindi mo ito pinag-hirapan." (You will not know the value of money unless you worked for it).

So sometimes when I feel down and a bit worthless, I open my eyes and look around me and I realize how lucky I am having what I have.

My family, my friends, my officemates, my accomplishments, my belonging.. and so on..

Because not everyone is blessed with what I have!

Tuesday, July 14, 2009

Thank You!

Thank You to my friends who keep on dropping by even if I haven't dropped them EC for the past days.... I wonder how many????
But I am really happy for their loyalty,,, and I am sorry.. my internet connection got cut-off...
But I am doing my best to have it re-connected soon...

So, watch out for more blogging SOON!!!!

Saturday, July 4, 2009

Money Changes A Person?

Question: Does someone who acquire money because of hardwork change a person into an emotionless, selfish, unattached individual?

My mother-in-law just retired from the government service with forty-four (44) years on her shoulder. She started as a public school teacher and earned her way into becoming a Principal, which is not easy considering the corruption around.
Eventhough you are qualified, it is hard to get a higher position...
It's whom you know, not necessarily, what you know.

Anyways, there is this house where she and her siblings (she's the eldest) were born and raised by their parents. Her father a US Veteran died years ago. But before his death, this house was mortgaged to the local Rural Bank for One Hundred Thousand Pesos (Php100,000.00) by one of his daughter (thru his authority) because her husband was applying to work in Australia and needed the money.

The husband did not succeed in Australia and was back home without bothering to pay for the mortgage. It was on the brink of getting foreclosed by the bank when the wife of one of the sons said that she know someone who could help them redeem it from the bank and will give them time until they have the means to redeem the property from her.

This rich woman is my mother-in-laws' cousin, their mothers are sisters.

It was after several years when we learned that it was not really help that she is extending, she actually wanted to have the property for herself.

The Mortgage Contract between her and my mother-in-laws' parents (which I still haven't seen up to this day) says that the loan of Two Hundred Twenty Five Thousand Pesos (Php225,000.00) will bear an interest of Ten Percent per annum and they are given only Five (5) years to redeem the property or else this cousin has the sole right to purchase the property.

To make the long story short,,,, when my mother-in-law retired last April 6 (she's 65 years old) I told her to avail of the immediate pension so that she and her husband wouldn't have problems for their daily living allowance and medicines.

But then she opted to get the five years lump sum so that she could redeem the property. She didn't want her family to lose the property, especially that her old mother, her unmarried brother (who had a stroke), and another brother with his wife (also a stroke victim) is still living in that house.

The biggest blow of all is that the price of the house already reached SIX HUNDRED NINETY EIGHT THOUSAND NINE HUNDRED NINETY TWO PESOS (Php698,992.00)!!!!

Her retirement proceeds is only a few more than that amount and that is not yet considering her other personal loans.

Now, this cousin who lives in the US of A had inputted hundreds of thousands over and above the original Php225,000.00 loan. She even filed an Extrajudicial Foreclosure Proceedings in court last year (when the five year period expired) eventhough my mother-in-law talked to her last year that she will redeem the property this year when she retire from work.

Well, I see some irregularities in the "court proceedings" which I have consulted with a lawyer friend and will consult a Judge friend too.

But, the ugly part also is that my mother-in-law was trying to reach this cousin of hers to ask for a discount. She contacted every person she knows that have contact with her, but her answer was "I don't want the property redeemed" or she just turned a cold shoulder and became unreachable.

So my mother-in-law did not have time anymore, because the judge gave her a deadline of June 27 or else she won't be able to get back the property again.


So,,, back to my question, "Does someone who acquire money because of hardwork change a person into an emotionless, selfish, unattached individual?"